The Bull Truth™
How to Tell When Your Financial Advisor is Lying... And Never Let It Happen Again!"
This is it. You'll never get as un-biased an opinion on the inner workings of the financial advisor world as you will from this book. I'm not sponsored by an investment company. I'm not sposored by an insurance company. I'm not trying to convince you to invest in an IPO.
What I am trying to do is get you away from the financial advisors who make recommendations based on what they can sell you rather than based on what you need. I'm trying to get you in front of a financial advisor that will not just understand you and your needs, but will be able to handle all of your financial needs- Or refer you to the person that can help you.
Is your relationship with your financial advisor
on your terms or their terms?
It happens to almost everyone. You finish your meeting with your financial advisor, and they talked the entire time and didn't leave enough time for questions. It felt like you were a car on an assembly line. Your advisor almost completely disregarded who you are and what you want, and they didn't really seem to want to spend any time going over you or your thoughts. It seemed like they just opened up a binder with your life's work, glanced through it, and decided to move a couple things around for the sake of moving them around. If this is how you feel, The Bull Truth™ will get you and your financial advisor on the right path together, or get you on the right path with an advisor that's right for you.
Are you worried that your financial advisor
isn't as capable as they pretend to be?
They just might be twice as capable, but no one tells you the 10 or so questions you need to ask to make sure. In The Bull Truth™, I write about the secrets, the truths, the lies, and the lies of omission that your financial advisor probably hopes you'll never learn. If you rode the ups and downs of the past 10 years and you are just starting to catch your breath, I hope you'll listen to that voice in the back of your head that is shouting at you to look into a new plan, new strategy, and/or a new financial advisor. The Bull Truth™ can help make that new process go a lot smoother.
Does your financial advisor have an exit strategy for your money when the market is tanking?
Times have changed. The only people I know that are happy about what happened in the market over the past couple years are the ones that had a financial advisor that got them out of the market before it was too late. Their financial advisor didn't say, "Remember: We're in this for the long haul." Instead, their financial advisor said, "I'm trying to protect your money so it's there for the long haul. Almost every major indicator is telling me the market just started a free-fall... I'm recommending we get your money into something safer."
I did everything they told me to do... Why didn't that work?
Most Americans are never told about the difference between "the best investment" and "a suitable investment"... But your financial advisor knows all about it. It means that your advisor doesn't need to sell you the best investment available, but only needs to prove that the investment is "suitable" for your investment needs. That means they only need to do one thing: Prove it is better than what you already have. The Bull Truth™ helps you find the kinds of advisors that are most likely- at the very least- to pick the most suitable investment for you.
"Investing Taketh... And So Doth Insurance"
If I were a dishonest man, I'd either 1) Reel you in by promissing to only sell you cheap or no-fee investments... And then I'd make up the difference by overcharging you on all of your insurance needs. Or... 2) Reel you in by promissing to save you a lot on your insurance... And then sell you a bunch of investments with high fees that were barely suitable for you. So, The Bull Truth™ goes into a lot of detail about what to look out for with both investments and insurance.
What The Bull Truth™ Offers
Learn a few simple ideas to help your financial advisor finally understand YOU!
Know which licenses your financial advisor should have, and which licenses might mean you're advisor isn't as good as they say they are!
Discover investing tricks that the wealthy use to invest money- and never pay taxes again!
Learn why financial advisors are required by law to do what’s in the best interest of the investment and insurance companies- at all times. And find out how to get them working on your side!
Understand in 10 minutes what most financial advisors won’t understand in their entire careers- How to minimize how much you are taxed today and in retirement!
The Bull Truth™ has over 100 pages of step-by-step Worksheets developed by financial advisors that walk you through all of the important highlights of your investment strategies and gives you questions to keep you and your advisor on the same path. Click Here to see a sample worksheet.
Frustrated that every financial book you've ever read seems to be rooted in the past? You get unlimited free access to over 100 pages of Worksheets as they are updated online with your purchase!
About the Author...
H. T. Griffith, III ("Tad" to his friends) is a former US Navy Supply Corps Officer, and has held a Series 7 License, Series 66 License, and Life/Accident/Health Insurance License as a Financial Consultant with one of the 25 largest companies in the world. His financial advisory career included helping both individuals and businesses, and he now invests in stocks, bonds, and options with a private equity investment company he founded that is closed to outside investors. In his spare time Tad writes books on how to avoid some of the pitfalls he and his former clients either experienced or were lucky enough to avoid.
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